---
schema_version: "secwatch.filing_event.v1"
accession: "0001213900-26-103052"
form_type: "8-K"
ticker: "FBK"
cik: "0001649749"
company_name: "FB Financial Corp"
filed_at: "2026-09-24T20:05:15+00:00"
generated_at: "2026-09-24T20:07:27.304988+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# FB Financial issues $125M of 6.625% subordinated notes due 2036

## Summary
- Issued $125M aggregate principal of 6.625% Fixed-to-Floating Rate Subordinated Notes due 2036.
- Interest fixed at 6.625% until Oct 1 2031, then Three-Month Term SOFR plus 205 bps, paid quarterly.
- Company may redeem notes in whole or part after Oct 1 2031, subject to Federal Reserve approval.
- Net proceeds for general corporate purposes, including capital to FirstBank to support growth.
- Notes are unsecured, subordinated, not guaranteed by subsidiaries, and rank junior to senior debt.

## SEC filing metadata
- accession: 0001213900-26-103052
- form_type: 8-K
- ticker: FBK
- cik: 0001649749
- company_name: FB Financial Corp
- filed_at: 2026-09-24T20:05:15+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1649749/000121390026103052/0001213900-26-103052-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1649749/000121390026103052/ea0306481-8k_fbfinancial.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001213900-26-103052
- JSON: https://secwatch.observer/filing/0001213900-26-103052.json
- Plain text: https://secwatch.observer/filing/0001213900-26-103052.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.