{"schema_version":"secwatch.filing_event.v1","accession":"0001214659-25-011817","form_type":"8-K","ticker":"VRME","cik":"0001104038","company_name":"VerifyMe, Inc.","filed_at":"2025-08-12T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.349137+00:00","generated_at":"2026-05-17T14:16:10.430695+00:00","sec_items":["1.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"VerifyMe loans $2M to ZenCredit Ventures at 16% annual interest","bullets":["VerifyMe agreed to lend ZenCredit up to $2M under a Master Loan Agreement with 16% annual interest.","Initial $2M loan funded on August 11, 2025; term of nine months with quarterly interest payments.","Loan includes customary default provisions and representations; further details to be filed in Q3 10-Q."],"urls":{"canonical":"https://secwatch.observer/filing/0001214659-25-011817","json":"https://secwatch.observer/filing/0001214659-25-011817.json","markdown":"https://secwatch.observer/filing/0001214659-25-011817.md","text":"https://secwatch.observer/filing/0001214659-25-011817.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1104038/000121465925011817/0001214659-25-011817-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1104038/000121465925011817/j8112508k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T14:16:10.430695+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}