---
schema_version: "secwatch.filing_event.v1"
accession: "0001214659-25-011817"
form_type: "8-K"
ticker: "VRME"
cik: "0001104038"
company_name: "VerifyMe, Inc."
filed_at: "2025-08-12T23:59:59+00:00"
generated_at: "2026-05-17T14:16:10.430695+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# VerifyMe loans $2M to ZenCredit Ventures at 16% annual interest

## Summary
- VerifyMe agreed to lend ZenCredit up to $2M under a Master Loan Agreement with 16% annual interest.
- Initial $2M loan funded on August 11, 2025; term of nine months with quarterly interest payments.
- Loan includes customary default provisions and representations; further details to be filed in Q3 10-Q.

## SEC filing metadata
- accession: 0001214659-25-011817
- form_type: 8-K
- ticker: VRME
- cik: 0001104038
- company_name: VerifyMe, Inc.
- filed_at: 2025-08-12T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1104038/000121465925011817/0001214659-25-011817-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1104038/000121465925011817/j8112508k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001214659-25-011817
- JSON: https://secwatch.observer/filing/0001214659-25-011817.json
- Plain text: https://secwatch.observer/filing/0001214659-25-011817.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.