---
schema_version: "secwatch.filing_event.v1"
accession: "0001224608-22-000016"
form_type: "8-K"
ticker: "CNO"
cik: "0001224608"
company_name: "CNO Financial Group, Inc."
filed_at: "2022-05-02T23:59:59+00:00"
generated_at: "2026-06-26T01:56:37.271646+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# CNO Q1 net income $112.3M ($0.93/sh); operating EPS $0.42; annuity premiums up 13%

## Summary
- Net income $112.3M ($0.93 diluted EPS) vs $147.4M ($1.08) in 1Q21; net operating income $51.1M ($0.42) vs $75.2M ($0.55).
- Annuity collected premiums rose 13% to $368.6M; total NAP up 2% to $90.6M; direct-to-consumer life NAP up 16%.
- Returned $116.1M to shareholders ($100M share repurchases, $16.1M dividends); share count reduced 11% YoY.
- Book value per diluted share ex AOCI $27.70 (+12% YoY); operating ROE ex AOCI 11.2%.
- Earnings pressured by market volatility, $15M decline in variable investment income, and normalization of COVID claims.

## SEC filing metadata
- accession: 0001224608-22-000016
- form_type: 8-K
- ticker: CNO
- cik: 0001224608
- company_name: CNO Financial Group, Inc.
- filed_at: 2022-05-02T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1224608/000122460822000016/0001224608-22-000016-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1224608/000122460822000016/cno-20220502.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001224608-22-000016
- JSON: https://secwatch.observer/filing/0001224608-22-000016.json
- Plain text: https://secwatch.observer/filing/0001224608-22-000016.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.