{"schema_version":"secwatch.filing_event.v1","accession":"0001224608-22-000033","form_type":"8-K","ticker":"CNO","cik":"0001224608","company_name":"CNO Financial Group, Inc.","filed_at":"2022-10-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.880015+00:00","generated_at":"2026-06-22T21:25:55.784544+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"CNO Q3 net income $105M ($0.91 EPS) up 18% YoY; operating income $56.9M ($0.49) down 39%","bullets":["Net income $105.0M ($0.91 diluted EPS) vs $99.8M ($0.77) in 3Q21; operating EPS $0.49 vs $0.72.","Pre-tax operating earnings $74.3M vs $119.3M, driven by lower variable investment income and higher expenses.","Total NAP up 3%; annuity collected premiums up 11%; worksite NAP up 33%.","Returned $26.1M to shareholders ($10M buybacks, $16.1M dividends); weighted avg shares down 10% YoY.","Estimated RBC ratio 375%; debt-to-capital ex AOCI 24.7%; book value per diluted share ex AOCI $29.87."],"urls":{"canonical":"https://secwatch.observer/filing/0001224608-22-000033","json":"https://secwatch.observer/filing/0001224608-22-000033.json","markdown":"https://secwatch.observer/filing/0001224608-22-000033.md","text":"https://secwatch.observer/filing/0001224608-22-000033.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1224608/000122460822000033/0001224608-22-000033-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1224608/000122460822000033/cno-20221031.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T21:25:55.784544+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0bea5f4a03fb347777136c6a95fab4e266b9b4c9","claim":"CNO Financial Group, Inc. reported the quarter ended September 30, 2022 results: net income $105.0 million, EPS $0.91 per diluted share.","evidence_excerpt":"CNO Financial Group, Inc. (NYSE: CNO) today announced that for the quarter ended September 30, 2022, net income was $105.0 million, or $0.91 per diluted share, compared to $99.8 million, or $0.77 per diluted share, in 3Q21.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1224608/000122460822000033/0001224608-22-000033-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2022"},{"label":"Net income","value":"$105.0 million"},{"label":"EPS","value":"$0.91 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}