secwatch.observer — SEC 8-K summary
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Issuer:     CNO Financial Group, Inc. (CNO)
CIK:        0001224608
Form:       8-K
Filed at:   2022-10-31T23:59:59+00:00
Accession:  0001224608-22-000033
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

CNO Q3 net income $105M ($0.91 EPS) up 18% YoY; operating income $56.9M ($0.49) down 39%
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- Net income $105.0M ($0.91 diluted EPS) vs $99.8M ($0.77) in 3Q21; operating EPS $0.49 vs $0.72.
- Pre-tax operating earnings $74.3M vs $119.3M, driven by lower variable investment income and higher expenses.
- Total NAP up 3%; annuity collected premiums up 11%; worksite NAP up 33%.
- Returned $26.1M to shareholders ($10M buybacks, $16.1M dividends); weighted avg shares down 10% YoY.
- Estimated RBC ratio 375%; debt-to-capital ex AOCI 24.7%; book value per diluted share ex AOCI $29.87.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1224608/000122460822000033/0001224608-22-000033-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1224608/000122460822000033/cno-20221031.htm
  HTML page:      https://secwatch.observer/filing/0001224608-22-000033

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