{"schema_version":"secwatch.filing_event.v1","accession":"0001224608-23-000004","form_type":"8-K","ticker":"CNO","cik":"0001224608","company_name":"CNO Financial Group, Inc.","filed_at":"2023-02-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:44.113831+00:00","generated_at":"2026-06-19T22:31:39.077667+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"CNO Financial Q4 net income $0.37/sh vs $0.93; operating EPS $0.56 vs $0.87","bullets":["Net income $43.4M ($0.37 diluted) in Q4 2022, down 68% from $115.8M ($0.93) in Q4 2021.","Net operating income $65.8M ($0.56) vs $108.5M ($0.87), down 39% year-over-year.","Full-year 2022 net operating income $273.9M ($2.33) vs $365.6M ($2.79), down 25%.","Sales growth: direct-to-consumer NAP +10%, Worksite NAP +20%, annuity collected +15% in 2022.","Returned $244.8M to shareholders in 2022; diluted share count reduced 10% vs 2021."],"urls":{"canonical":"https://secwatch.observer/filing/0001224608-23-000004","json":"https://secwatch.observer/filing/0001224608-23-000004.json","markdown":"https://secwatch.observer/filing/0001224608-23-000004.md","text":"https://secwatch.observer/filing/0001224608-23-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1224608/000122460823000004/0001224608-23-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1224608/000122460823000004/cno-20230207.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-19T22:31:39.077667+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9e17e059615dc0b9ca5606b71952038cd9e04dba","claim":"CNO Financial Group, Inc. reported the year ended December 31, 2022 results: net income $396.8 million, EPS $3.37 per diluted share.","evidence_excerpt":"Net income for the year ended December 31, 2022 was $396.8 million, or $3.37 per diluted share, compared to $441.0 million, or $3.36 per diluted share, in 2021.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1224608/000122460823000004/0001224608-23-000004-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2022"},{"label":"Net income","value":"$396.8 million"},{"label":"EPS","value":"$3.37 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"b6cfcfdfacdbb8f9c410deee7ed62a78439d97ea","claim":"CNO Financial Group, Inc. reported the quarter ended December 31, 2022 results: net income $43.4 million, EPS $0.37 per diluted share.","evidence_excerpt":"CNO Financial Group, Inc. (NYSE: CNO) today announced that for the quarter ended December 31, 2022, net income was $43.4 million, or $0.37 per diluted share, compared to $115.8 million, or $0.93 per diluted share, in 4Q21.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1224608/000122460823000004/0001224608-23-000004-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2022"},{"label":"Net income","value":"$43.4 million"},{"label":"EPS","value":"$0.37 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}