secwatch.observer — SEC 8-K summary
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Issuer:     CNO Financial Group, Inc. (CNO)
CIK:        0001224608
Form:       8-K
Filed at:   2023-02-07T23:59:59+00:00
Accession:  0001224608-23-000004
Event type: earnings
Sentiment:  negative
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

CNO Financial Q4 net income $0.37/sh vs $0.93; operating EPS $0.56 vs $0.87
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- Net income $43.4M ($0.37 diluted) in Q4 2022, down 68% from $115.8M ($0.93) in Q4 2021.
- Net operating income $65.8M ($0.56) vs $108.5M ($0.87), down 39% year-over-year.
- Full-year 2022 net operating income $273.9M ($2.33) vs $365.6M ($2.79), down 25%.
- Sales growth: direct-to-consumer NAP +10%, Worksite NAP +20%, annuity collected +15% in 2022.
- Returned $244.8M to shareholders in 2022; diluted share count reduced 10% vs 2021.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1224608/000122460823000004/0001224608-23-000004-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1224608/000122460823000004/cno-20230207.htm
  HTML page:      https://secwatch.observer/filing/0001224608-23-000004

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer