---
schema_version: "secwatch.filing_event.v1"
accession: "0001224608-23-000059"
form_type: "8-K"
ticker: "CNO"
cik: "0001224608"
company_name: "CNO Financial Group, Inc."
filed_at: "2023-11-06T23:59:59+00:00"
generated_at: "2026-06-08T19:11:24.766893+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# CNO Financial Q3 net operating income $101.3M, up 30% YoY; new annualized premiums +13%

## Summary
- Net income $167.3M ($1.46/diluted) vs $175.9M; net operating income $101.3M ($0.88) vs $77.9M.
- Total new annualized premiums $98.3M, +13% YoY; Health NAP +14%, Life NAP +11%.
- Book value per diluted share ex-AOCI $33.75, up from $31.91 a year ago; ROE 14.5%.
- Established Bermuda affiliate to reinsure ~$6.2B of fixed indexed annuity reserves, effective Oct 1, 2023.
- Returned $56.9M to shareholders in Q3 ($40M share repurchases, $16.9M dividends); RBC ratio 392%.

## SEC filing metadata
- accession: 0001224608-23-000059
- form_type: 8-K
- ticker: CNO
- cik: 0001224608
- company_name: CNO Financial Group, Inc.
- filed_at: 2023-11-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1224608/000122460823000059/0001224608-23-000059-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1224608/000122460823000059/cno-20231106.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001224608-23-000059
- JSON: https://secwatch.observer/filing/0001224608-23-000059.json
- Plain text: https://secwatch.observer/filing/0001224608-23-000059.txt

## Key facts
- Earnings Releases
  CNO Financial Group, Inc. reported the quarter ended September 30, 2023 results: net income $167.3 million, EPS $1.46 per diluted share.
  - Period: the quarter ended September 30, 2023
  - Net income: $167.3 million
  - EPS: $1.46 per diluted share
  - Result: reported results
  source text: CNO Financial Group, Inc. (NYSE: CNO) today reported net income of $167.3 million, or $1.46 per diluted share, in 3Q23 compared to $175.9 million, or $1.52 per diluted share, in 3Q22.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1224608/000122460823000059/0001224608-23-000059-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.