---
schema_version: "secwatch.filing_event.v1"
accession: "0001224608-24-000055"
form_type: "8-K"
ticker: "CNO"
cik: "0001224608"
company_name: "CNO Financial Group, Inc."
filed_at: "2024-10-31T23:59:59+00:00"
generated_at: "2026-05-30T07:18:45.815396+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# CNO Financial Q3 net operating income $1.11 EPS, up 26% YoY; raises full-year guidance

## Summary
- Net operating income of $1.11/dil share vs $0.88 YoY; GAAP net income $0.09 due to non-economic accounting impacts (market volatility, FIA embedded derivative changes).
- Record annuity collected premiums up 25%; Medicare Supplement NAP up 15%, Medicare Advantage sales up 26%.
- Repurchased $90M of stock (2.8M shares at $32.03); returned $106.8M total to shareholders in Q3.
- Raising full-year guidance for earnings and cash flow; producing agent counts up 5%-17% across divisions.
- Book value per diluted share ex AOCI $35.84; statutory RBC ratio estimated at 388%.

## SEC filing metadata
- accession: 0001224608-24-000055
- form_type: 8-K
- ticker: CNO
- cik: 0001224608
- company_name: CNO Financial Group, Inc.
- filed_at: 2024-10-31T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1224608/000122460824000055/0001224608-24-000055-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1224608/000122460824000055/cno-20241031.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001224608-24-000055
- JSON: https://secwatch.observer/filing/0001224608-24-000055.json
- Plain text: https://secwatch.observer/filing/0001224608-24-000055.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.