{"schema_version":"secwatch.filing_event.v1","accession":"0001224608-25-000041","form_type":"8-K","ticker":"CNO","cik":"0001224608","company_name":"CNO Financial Group, Inc.","filed_at":"2025-07-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.522747+00:00","generated_at":"2026-05-18T00:08:59.584486+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"CNO Financial Q2 net income $91.8M ($0.91 EPS), down 21% YoY; NAP up 17%","bullets":["Net income of $91.8M ($0.91 diluted EPS) vs $116.3M ($1.06) in 2Q24; net operating income $87.5M ($0.87) vs $114.6M ($1.05).","Total new annualized premiums (NAP) up 17% (Life +22%, Health +11%); annuity collected premiums up 19%.","Returned $116.7M to shareholders: $100M stock buyback at avg $38.09, $16.7M dividends; remaining $540.4M buyback authority.","Book value per diluted share ex AOCI $38.05, up 6% YoY; operating ROE 11.8%; statutory RBC ratio 378%.","Debt-to-capital ratio fell to 34.6% from 42.2% due to repayment of 2025 Notes in 2Q25."],"urls":{"canonical":"https://secwatch.observer/filing/0001224608-25-000041","json":"https://secwatch.observer/filing/0001224608-25-000041.json","markdown":"https://secwatch.observer/filing/0001224608-25-000041.md","text":"https://secwatch.observer/filing/0001224608-25-000041.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1224608/000122460825000041/0001224608-25-000041-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1224608/000122460825000041/cno-20250728.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T00:08:59.584486+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}