---
schema_version: "secwatch.filing_event.v1"
accession: "0001224608-25-000041"
form_type: "8-K"
ticker: "CNO"
cik: "0001224608"
company_name: "CNO Financial Group, Inc."
filed_at: "2025-07-28T23:59:59+00:00"
generated_at: "2026-05-18T00:08:59.584486+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# CNO Financial Q2 net income $91.8M ($0.91 EPS), down 21% YoY; NAP up 17%

## Summary
- Net income of $91.8M ($0.91 diluted EPS) vs $116.3M ($1.06) in 2Q24; net operating income $87.5M ($0.87) vs $114.6M ($1.05).
- Total new annualized premiums (NAP) up 17% (Life +22%, Health +11%); annuity collected premiums up 19%.
- Returned $116.7M to shareholders: $100M stock buyback at avg $38.09, $16.7M dividends; remaining $540.4M buyback authority.
- Book value per diluted share ex AOCI $38.05, up 6% YoY; operating ROE 11.8%; statutory RBC ratio 378%.
- Debt-to-capital ratio fell to 34.6% from 42.2% due to repayment of 2025 Notes in 2Q25.

## SEC filing metadata
- accession: 0001224608-25-000041
- form_type: 8-K
- ticker: CNO
- cik: 0001224608
- company_name: CNO Financial Group, Inc.
- filed_at: 2025-07-28T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1224608/000122460825000041/0001224608-25-000041-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1224608/000122460825000041/cno-20250728.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001224608-25-000041
- JSON: https://secwatch.observer/filing/0001224608-25-000041.json
- Plain text: https://secwatch.observer/filing/0001224608-25-000041.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.