secwatch.observer — SEC 8-K summary
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Issuer:     CNO Financial Group, Inc. (CNO)
CIK:        0001224608
Form:       8-K
Filed at:   2025-07-28T23:59:59+00:00
Accession:  0001224608-25-000041
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

CNO Financial Q2 net income $91.8M ($0.91 EPS), down 21% YoY; NAP up 17%
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- Net income of $91.8M ($0.91 diluted EPS) vs $116.3M ($1.06) in 2Q24; net operating income $87.5M ($0.87) vs $114.6M ($1.05).
- Total new annualized premiums (NAP) up 17% (Life +22%, Health +11%); annuity collected premiums up 19%.
- Returned $116.7M to shareholders: $100M stock buyback at avg $38.09, $16.7M dividends; remaining $540.4M buyback authority.
- Book value per diluted share ex AOCI $38.05, up 6% YoY; operating ROE 11.8%; statutory RBC ratio 378%.
- Debt-to-capital ratio fell to 34.6% from 42.2% due to repayment of 2025 Notes in 2Q25.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1224608/000122460825000041/0001224608-25-000041-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1224608/000122460825000041/cno-20250728.htm
  HTML page:      https://secwatch.observer/filing/0001224608-25-000041

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