{"schema_version":"secwatch.filing_event.v1","accession":"0001224608-26-000008","form_type":"8-K","ticker":"CNO","cik":"0001224608","company_name":"CNO Financial Group, Inc.","filed_at":"2026-02-05T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.663294+00:00","generated_at":"2026-05-16T04:18:44.321501+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"CNO Financial Q4 net operating income $1.47/sh, up 12% YoY; FY2025 operating EPS $4.40","bullets":["Q4 2025 net operating income of $143M ($1.47 diluted EPS), up 12% YoY; net income $93M ($0.95/sh).","Full-year 2025 operating EPS $4.40, up 11%; total NAP grew 15% to a record.","Returned $386M to shareholders in 2025 via buybacks and dividends; $60M in Q4 share repurchases.","Statutory RBC ratio estimated at 380% at Dec. 31, 2025; debt-to-capital improved to 33.6%.","Exited Worksite fee-services business, incurring $17.3M loss; $5.2M impairment and $9.9M TechMod expenses in Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0001224608-26-000008","json":"https://secwatch.observer/filing/0001224608-26-000008.json","markdown":"https://secwatch.observer/filing/0001224608-26-000008.md","text":"https://secwatch.observer/filing/0001224608-26-000008.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1224608/000122460826000008/0001224608-26-000008-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1224608/000122460826000008/cno-20260205.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T04:18:44.321501+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}