---
schema_version: "secwatch.filing_event.v1"
accession: "0001224608-26-000008"
form_type: "8-K"
ticker: "CNO"
cik: "0001224608"
company_name: "CNO Financial Group, Inc."
filed_at: "2026-02-05T23:59:59+00:00"
generated_at: "2026-05-16T04:18:44.321501+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# CNO Financial Q4 net operating income $1.47/sh, up 12% YoY; FY2025 operating EPS $4.40

## Summary
- Q4 2025 net operating income of $143M ($1.47 diluted EPS), up 12% YoY; net income $93M ($0.95/sh).
- Full-year 2025 operating EPS $4.40, up 11%; total NAP grew 15% to a record.
- Returned $386M to shareholders in 2025 via buybacks and dividends; $60M in Q4 share repurchases.
- Statutory RBC ratio estimated at 380% at Dec. 31, 2025; debt-to-capital improved to 33.6%.
- Exited Worksite fee-services business, incurring $17.3M loss; $5.2M impairment and $9.9M TechMod expenses in Q4.

## SEC filing metadata
- accession: 0001224608-26-000008
- form_type: 8-K
- ticker: CNO
- cik: 0001224608
- company_name: CNO Financial Group, Inc.
- filed_at: 2026-02-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1224608/000122460826000008/0001224608-26-000008-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1224608/000122460826000008/cno-20260205.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001224608-26-000008
- JSON: https://secwatch.observer/filing/0001224608-26-000008.json
- Plain text: https://secwatch.observer/filing/0001224608-26-000008.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.