secwatch.observer — SEC 8-K summary
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Issuer:     CNO Financial Group, Inc. (CNO)
CIK:        0001224608
Form:       8-K
Filed at:   2026-02-05T23:59:59+00:00
Accession:  0001224608-26-000008
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

CNO Financial Q4 net operating income $1.47/sh, up 12% YoY; FY2025 operating EPS $4.40
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- Q4 2025 net operating income of $143M ($1.47 diluted EPS), up 12% YoY; net income $93M ($0.95/sh).
- Full-year 2025 operating EPS $4.40, up 11%; total NAP grew 15% to a record.
- Returned $386M to shareholders in 2025 via buybacks and dividends; $60M in Q4 share repurchases.
- Statutory RBC ratio estimated at 380% at Dec. 31, 2025; debt-to-capital improved to 33.6%.
- Exited Worksite fee-services business, incurring $17.3M loss; $5.2M impairment and $9.9M TechMod expenses in Q4.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1224608/000122460826000008/0001224608-26-000008-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1224608/000122460826000008/cno-20260205.htm
  HTML page:      https://secwatch.observer/filing/0001224608-26-000008

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