---
schema_version: "secwatch.filing_event.v1"
accession: "0001253986-25-000007"
form_type: "8-K"
ticker: "ABR"
cik: "0001253986"
company_name: "ARBOR REALTY TRUST INC"
filed_at: "2025-07-09T23:59:59+00:00"
generated_at: "2026-05-18T08:50:45.322041+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Arbor Realty Trust issues $500M of 7.875% Senior Notes due 2030

## Summary
- $500M aggregate principal amount of 7.875% Senior Notes due 2030 issued by subsidiary Arbor Realty SR, Inc.
- Proceeds used to refinance Parent's outstanding 7.50% Convertible Notes due 2025 and for general corporate purposes.
- Notes mature July 15, 2030; interest payable semiannually on Jan 15 and Jul 15 starting Jan 15, 2026.
- Notes are senior unsecured obligations fully and unconditionally guaranteed by Arbor Realty Trust, Inc.
- Issuer may redeem notes at 100% plus make-whole premium prior to Jan 15, 2030; up to 40% with equity offering proceeds at 107.875%.

## SEC filing metadata
- accession: 0001253986-25-000007
- form_type: 8-K
- ticker: ABR
- cik: 0001253986
- company_name: ARBOR REALTY TRUST INC
- filed_at: 2025-07-09T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1253986/000125398625000007/0001253986-25-000007-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1253986/000125398625000007/abr-20250709.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001253986-25-000007
- JSON: https://secwatch.observer/filing/0001253986-25-000007.json
- Plain text: https://secwatch.observer/filing/0001253986-25-000007.txt

## Key facts
- Debt Financings
  ARBOR REALTY TRUST INC incurred senior notes of $500 million aggregate principal amount with UMB Bank, N.A. at 7.875% per year maturing mature on July 15, 2030.
  - Instrument: senior notes
  - Principal: $500 million aggregate principal amount
  - Counterparty: UMB Bank, N.A.
  - Rate: 7.875% per year
  - Maturity: mature on July 15, 2030
  - Event: incurrence
  source text: completed the issuance and sale of $500 million aggregate principal amount of its 7.875% Senior Notes due 2030
  evidence_url: https://www.sec.gov/Archives/edgar/data/1253986/000125398625000007/0001253986-25-000007-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.