---
schema_version: "secwatch.filing_event.v1"
accession: "0001253986-25-000013"
form_type: "8-K"
ticker: "ABR"
cik: "0001253986"
company_name: "ARBOR REALTY TRUST INC"
filed_at: "2025-08-01T23:59:59+00:00"
generated_at: "2026-05-17T21:45:22.183641+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Arbor Realty Q2 GAAP EPS $0.12 vs $0.25 YoY; distributable earnings $0.25 per share

## Summary
- Net income of $24M ($0.12 diluted EPS) vs $47.4M ($0.25) YoY; distributable earnings $52.1M ($0.25).
- Closed first build-to-rent securitization for $801.9M and issued $500M 7.875% senior notes due 2030.
- Structured loan portfolio $11.61B; non-performing loans $471.8M (UPB) with $36.4M reserves.
- Recorded $16.1M net provision for loan losses; total CECL allowance $243.3M.
- Declared $0.30 quarterly dividend, payable Aug 29 to holders of record Aug 15.

## SEC filing metadata
- accession: 0001253986-25-000013
- form_type: 8-K
- ticker: ABR
- cik: 0001253986
- company_name: ARBOR REALTY TRUST INC
- filed_at: 2025-08-01T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1253986/000125398625000013/0001253986-25-000013-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1253986/000125398625000013/abr-20250801.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001253986-25-000013
- JSON: https://secwatch.observer/filing/0001253986-25-000013.json
- Plain text: https://secwatch.observer/filing/0001253986-25-000013.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.