Arbor Realty director Joseph Martello retires; John Natalone appointed to board

ARBOR REALTY TRUST INC

Joseph Martello retired from board effective Dec 31, 2025 after 22 years; resignation not due to any disagreement.
John Natalone elected Class II director effective Jan 5, 2026 to fill vacancy.
Board determined Natalone is not independent under listing standards; he will not serve on any board committees.
Natalone's director compensation follows the program described in April 2025 proxy statement.

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