{"schema_version":"secwatch.filing_event.v1","accession":"0001258602-22-000059","form_type":"8-K","ticker":"NNI","cik":"0001258602","company_name":"NELNET INC","filed_at":"2022-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.903879+00:00","generated_at":"2026-06-22T05:02:11.575267+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Nelnet Q3 GAAP EPS $2.80 up 103% YoY; adjusted EPS $1.73 up 41%","bullets":["GAAP net income $104.8M ($2.80/share) vs $53.1M ($1.38) a year ago.","Adjusted net income (ex-derivative MVA) $64.5M ($1.73/share) vs $47.6M ($1.23).","Loan Servicing & Systems revenue $134.2M (+19% YoY); servicing $590.4B for 17.5M borrowers.","Education Technology revenue $106.9M (+25% YoY); revenue less direct costs $64.2M.","Board declared Q4 dividend $0.26/share, payable Dec 15, record Dec 1; $93.2M spent on buybacks YTD."],"urls":{"canonical":"https://secwatch.observer/filing/0001258602-22-000059","json":"https://secwatch.observer/filing/0001258602-22-000059.json","markdown":"https://secwatch.observer/filing/0001258602-22-000059.md","text":"https://secwatch.observer/filing/0001258602-22-000059.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1258602/000125860222000059/0001258602-22-000059-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1258602/000125860222000059/nni-20221107.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T05:02:11.575267+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e92a7525ede3c19a545ba6cd0a653c7c9bdf2144","claim":"NELNET INC reported the quarter ended September 30, 2022 results: net income $104.8 million, EPS $2.80 per share.","evidence_excerpt":"On November 7, 2022, Nelnet, Inc. (the “Company”) issued a press release with respect to its financial results for the quarter ended September 30, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1258602/000125860222000059/0001258602-22-000059-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2022"},{"label":"Net income","value":"$104.8 million"},{"label":"EPS","value":"$2.80 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}