{"schema_version":"secwatch.filing_event.v1","accession":"0001258602-23-000025","form_type":"8-K","ticker":"NNI","cik":"0001258602","company_name":"NELNET INC","filed_at":"2023-02-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:44.147895+00:00","generated_at":"2026-06-18T21:14:31.386831+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Nelnet Q4 2022 GAAP net income $30.8M, down 77% YoY; adjusted EPS $0.98 vs $2.50","bullets":["GAAP net income Q4 2022: $30.8M ($0.83 per share) vs $132.7M ($3.46) YoY.","Net income excluding derivative adjustments: $36.4M ($0.98 per share) vs $95.9M ($2.50) YoY.","AGM net interest income net of derivative settlements $79.3M, up from $64.3M; core loan spread 1.77% vs 1.36%.","Loan Servicing revenue $140.0M (down from $150.4M); servicing volume $587.5B (up from $529.0B).","Education Technology revenue $98.3M (up from $81.0M); segment net income $5.8M (down from $8.0M)."],"urls":{"canonical":"https://secwatch.observer/filing/0001258602-23-000025","json":"https://secwatch.observer/filing/0001258602-23-000025.json","markdown":"https://secwatch.observer/filing/0001258602-23-000025.md","text":"https://secwatch.observer/filing/0001258602-23-000025.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1258602/000125860223000025/0001258602-23-000025-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1258602/000125860223000025/nni-20230228.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-18T21:14:31.386831+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2c0107fc2599cda09ba2a0f1cceedbb34c9b8990","claim":"NELNET INC reported the fourth quarter of 2022 results: net income $30.8 million, EPS $0.83 per share.","evidence_excerpt":"Nelnet (NYSE: NNI) today reported GAAP net income of $30.8 million, or $0.83 per share, for the fourth quarter of 2022, compared with GAAP net income of $132.7 million, or $3.46 per share, for the same period a year ago.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1258602/000125860223000025/0001258602-23-000025-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter of 2022"},{"label":"Net income","value":"$30.8 million"},{"label":"EPS","value":"$0.83 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}