{"schema_version":"secwatch.filing_event.v1","accession":"0001258602-23-000072","form_type":"8-K","ticker":"NNI","cik":"0001258602","company_name":"NELNET INC","filed_at":"2023-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:28.475498+00:00","generated_at":"2026-06-08T13:42:14.336494+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Nelnet Q3 GAAP EPS $1.21 vs $2.80 YoY; loan portfolio runoff continues","bullets":["GAAP net income $45.3M ($1.21/sh) vs $104.8M ($2.80/sh) in Q3 2022; adjusted EPS $1.15 vs $1.73.","AGM net interest income $51.5M, down from $62.9M; average loan balance $13.2B vs $15.5B.","Loan Servicing segment revenue $127.9M vs $134.2M; servicing 16.2M borrowers with $539.3B in loans.","Education Tech segment revenue $113.8M, up from $106.9M; net income $16.8M vs $14.1M.","Board declares $0.28/sh dividend payable Dec 15; impairment $5.0M on real estate leases."],"urls":{"canonical":"https://secwatch.observer/filing/0001258602-23-000072","json":"https://secwatch.observer/filing/0001258602-23-000072.json","markdown":"https://secwatch.observer/filing/0001258602-23-000072.md","text":"https://secwatch.observer/filing/0001258602-23-000072.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1258602/000125860223000072/0001258602-23-000072-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1258602/000125860223000072/nni-20231107.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T13:42:14.336494+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3d6ffa2a2d43924fa77ad21d7460d83e235f2078","claim":"NELNET INC reported the third quarter of 2023 results: net income GAAP net income of $45.3 million, or $1.21 per share, EPS $1.21 per share.","evidence_excerpt":"On November 7, 2023, Nelnet, Inc. (the “Company”) issued a press release with respect to its financial results for the quarter ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1258602/000125860223000072/0001258602-23-000072-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter of 2023"},{"label":"Net income","value":"GAAP net income of $45.3 million, or $1.21 per share"},{"label":"EPS","value":"$1.21 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}