---
schema_version: "secwatch.filing_event.v1"
accession: "0001267238-22-000026"
form_type: "8-K"
ticker: "AIZ"
cik: "0001267238"
company_name: "ASSURANT, INC."
filed_at: "2022-07-06T23:59:59+00:00"
generated_at: "2026-06-24T20:31:04.583104+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Assurant finalizes 2022 cat reinsurance: $1.16B coverage, $80M retention per event

## Summary
- U.S. program provides $1.16B of coverage in excess of $80M retention per event; combined with FL fund up to ~$1.34B.
- Total program premium estimated at ~$189M pre-tax; multiyear contracts cover 45% of U.S. program to reduce cost volatility.
- Company exiting remaining Latin America program due to risk-return expectations; expects to retain ~75% of Adj. EBITDA in 1-in-50-year season.
- Coverage placed with over 40 reinsurers all rated A- or better; program protects against a projected 1-in-174-year storm.

## SEC filing metadata
- accession: 0001267238-22-000026
- form_type: 8-K
- ticker: AIZ
- cik: 0001267238
- company_name: ASSURANT, INC.
- filed_at: 2022-07-06T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1267238/000126723822000026/0001267238-22-000026-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1267238/000126723822000026/aiz-20220706.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001267238-22-000026
- JSON: https://secwatch.observer/filing/0001267238-22-000026.json
- Plain text: https://secwatch.observer/filing/0001267238-22-000026.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.