{"schema_version":"secwatch.filing_event.v1","accession":"0001267238-22-000034","form_type":"8-K","ticker":"AIZ","cik":"0001267238","company_name":"ASSURANT, INC.","filed_at":"2022-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.948688+00:00","generated_at":"2026-06-23T01:11:35.331035+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Assurant Q3 GAAP net income $7M, down 95% YoY; revises 2022 outlook lower","bullets":["GAAP net income $7M ($0.14 diluted EPS) vs $151M ($2.54) in Q3 2021.","Adjusted EBITDA fell to $116M from $169M; ex-catastrophes $240M vs $270M.","Global Lifestyle adjusted EBITDA $166M; Global Housing posted ($25M) adjusted EBITDA.","Reportable catastrophes $124M in Q3 2022 vs $102M a year ago.","Full-year 2022 outlook for adjusted EBITDA and adjusted EPS, ex-catastrophes, revised downward."],"urls":{"canonical":"https://secwatch.observer/filing/0001267238-22-000034","json":"https://secwatch.observer/filing/0001267238-22-000034.json","markdown":"https://secwatch.observer/filing/0001267238-22-000034.md","text":"https://secwatch.observer/filing/0001267238-22-000034.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1267238/000126723822000034/0001267238-22-000034-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1267238/000126723822000034/aiz-20221025.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T01:11:35.331035+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}