---
schema_version: "secwatch.filing_event.v1"
accession: "0001267238-22-000034"
form_type: "8-K"
ticker: "AIZ"
cik: "0001267238"
company_name: "ASSURANT, INC."
filed_at: "2022-10-25T23:59:59+00:00"
generated_at: "2026-06-23T01:11:35.331035+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Assurant Q3 GAAP net income $7M, down 95% YoY; revises 2022 outlook lower

## Summary
- GAAP net income $7M ($0.14 diluted EPS) vs $151M ($2.54) in Q3 2021.
- Adjusted EBITDA fell to $116M from $169M; ex-catastrophes $240M vs $270M.
- Global Lifestyle adjusted EBITDA $166M; Global Housing posted ($25M) adjusted EBITDA.
- Reportable catastrophes $124M in Q3 2022 vs $102M a year ago.
- Full-year 2022 outlook for adjusted EBITDA and adjusted EPS, ex-catastrophes, revised downward.

## SEC filing metadata
- accession: 0001267238-22-000034
- form_type: 8-K
- ticker: AIZ
- cik: 0001267238
- company_name: ASSURANT, INC.
- filed_at: 2022-10-25T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1267238/000126723822000034/0001267238-22-000034-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1267238/000126723822000034/aiz-20221025.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001267238-22-000034
- JSON: https://secwatch.observer/filing/0001267238-22-000034.json
- Plain text: https://secwatch.observer/filing/0001267238-22-000034.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.