{"schema_version":"secwatch.filing_event.v1","accession":"0001267238-22-000037","form_type":"8-K","ticker":"AIZ","cik":"0001267238","company_name":"ASSURANT, INC.","filed_at":"2022-11-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.949004+00:00","generated_at":"2026-06-22T17:17:14.838649+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Assurant Q3 GAAP net income $7.3M (-95% YoY); adjusted EBITDA $116M (-31%)","bullets":["GAAP net income $7.3M, diluted EPS $0.14 vs $2.54 YoY.","Adjusted EBITDA $116.0M vs $168.5M YoY; ex-cat $239.6M vs $270.3M.","Adjusted EPS $1.01 vs $1.69 YoY; ex-cat $2.81 vs $3.04.","Nine-month 2022 adjusted EPS $7.90, up 6% from $7.45.","CEO cites disappointing results; plans to simplify portfolio and realize expense efficiencies."],"urls":{"canonical":"https://secwatch.observer/filing/0001267238-22-000037","json":"https://secwatch.observer/filing/0001267238-22-000037.json","markdown":"https://secwatch.observer/filing/0001267238-22-000037.md","text":"https://secwatch.observer/filing/0001267238-22-000037.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1267238/000126723822000037/0001267238-22-000037-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1267238/000126723822000037/aiz-20221101.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T17:17:14.838649+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5388022edfe7650501c45541b790f5531e7feda1","claim":"ASSURANT, INC. reported the quarter ended September 30, 2022 results: net income 7.3, EPS 0.14.","evidence_excerpt":"GAAP net income 7.3 151.0 (95)% 208.5 478.9 (56)% Adjusted EBITDA 1 116.0 168.5 (31)% 682.0 713.4 (4)% Adjusted EBITDA, ex. reportable catastrophes 2 239.6 270.3 (11)% 832.0 864.5 (4)% GAAP net income per diluted share 0.14 2.54 (94)% 3.78 7.87 (52)%","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1267238/000126723822000037/0001267238-22-000037-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2022"},{"label":"Net income","value":"7.3"},{"label":"EPS","value":"0.14"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}