---
schema_version: "secwatch.filing_event.v1"
accession: "0001267238-22-000037"
form_type: "8-K"
ticker: "AIZ"
cik: "0001267238"
company_name: "ASSURANT, INC."
filed_at: "2022-11-01T23:59:59+00:00"
generated_at: "2026-06-22T17:17:14.838649+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Assurant Q3 GAAP net income $7.3M (-95% YoY); adjusted EBITDA $116M (-31%)

## Summary
- GAAP net income $7.3M, diluted EPS $0.14 vs $2.54 YoY.
- Adjusted EBITDA $116.0M vs $168.5M YoY; ex-cat $239.6M vs $270.3M.
- Adjusted EPS $1.01 vs $1.69 YoY; ex-cat $2.81 vs $3.04.
- Nine-month 2022 adjusted EPS $7.90, up 6% from $7.45.
- CEO cites disappointing results; plans to simplify portfolio and realize expense efficiencies.

## SEC filing metadata
- accession: 0001267238-22-000037
- form_type: 8-K
- ticker: AIZ
- cik: 0001267238
- company_name: ASSURANT, INC.
- filed_at: 2022-11-01T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1267238/000126723822000037/0001267238-22-000037-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1267238/000126723822000037/aiz-20221101.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001267238-22-000037
- JSON: https://secwatch.observer/filing/0001267238-22-000037.json
- Plain text: https://secwatch.observer/filing/0001267238-22-000037.txt

## Key facts
- Earnings Releases
  ASSURANT, INC. reported the quarter ended September 30, 2022 results: net income 7.3, EPS 0.14.
  - Period: the quarter ended September 30, 2022
  - Net income: 7.3
  - EPS: 0.14
  - Result: reported results
  source text: GAAP net income 7.3 151.0 (95)% 208.5 478.9 (56)% Adjusted EBITDA 1 116.0 168.5 (31)% 682.0 713.4 (4)% Adjusted EBITDA, ex. reportable catastrophes 2 239.6 270.3 (11)% 832.0 864.5 (4)% GAAP net income per diluted share 0.14 2.54 (94)% 3.78 7.87 (52)%
  evidence_url: https://www.sec.gov/Archives/edgar/data/1267238/000126723822000037/0001267238-22-000037-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.