{"schema_version":"secwatch.filing_event.v1","accession":"0001267238-22-000044","form_type":"8-K","ticker":"AIZ","cik":"0001267238","company_name":"ASSURANT, INC.","filed_at":"2022-12-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.949579+00:00","generated_at":"2026-06-21T05:11:56.846840+00:00","sec_items":["2.05","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Assurant announces restructuring plan with $60-65M pre-tax charges; targets $55M annual savings by 2024","bullets":["Pre-tax restructuring charges of $60M-$65M, with $51M-$56M in Q4 2022 and remainder in 2023.","Charges include $29M-$34M for severance/benefits and ~$31M for real estate exit costs.","Gross annualized run-rate savings of ~$55M expected by year-end 2024, over half in 2023.","Actions include organizational realignment, talent reduction, and accelerated real estate consolidation."],"urls":{"canonical":"https://secwatch.observer/filing/0001267238-22-000044","json":"https://secwatch.observer/filing/0001267238-22-000044.json","markdown":"https://secwatch.observer/filing/0001267238-22-000044.md","text":"https://secwatch.observer/filing/0001267238-22-000044.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1267238/000126723822000044/0001267238-22-000044-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1267238/000126723822000044/aiz-20221213.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-21T05:11:56.846840+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"af7c0bb700e21d1832b1cf4685fa2a3eec3a4bd0","claim":"ASSURANT, INC. announced a restructuring with charges of approximately $60 million to $65 million affecting business portfolio and global footprint.","evidence_excerpt":"given its increasingly hybrid workforce. The Company expects to complete these actions in 2023. The Company expects to incur total pre-tax restructuring charges of approximately $60 million to $65 million, with approximately $51 million to $56 million to be incurred in fourth quarter 2022 and the remainder to be incurred in 2023. The total expected range includes","evidence_source":"SEC 8-K Item 2.05/2.06","evidence_url":"https://www.sec.gov/Archives/edgar/data/1267238/000126723822000044/0001267238-22-000044-index.htm","confidence":0.9,"family_label":"Restructurings & Charges","details":[{"label":"Type","value":"restructuring"},{"label":"Charge","value":"approximately $60 million to $65 million"},{"label":"Affected area","value":"business portfolio and global footprint"}],"fact_type":"restructuring_charge"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}