---
schema_version: "secwatch.filing_event.v1"
accession: "0001267238-23-000035"
form_type: "8-K"
ticker: "AIZ"
cik: "0001267238"
company_name: "ASSURANT, INC."
filed_at: "2023-06-22T23:59:59+00:00"
generated_at: "2026-06-13T18:49:47.984305+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Assurant places ~$1.3B in 2023 catastrophe reinsurance; retention $125M per event

## Summary
- U.S. program provides ~$1.28B loss coverage in excess of $125M retention (drops to $100M for 2nd/3rd event).
- PML coverage improves to 1-in-225-year storm (2022: 1-in-174); combined Florida coverage up to $1.58B.
- Estimated 2023 reinsurance premiums ~$200M pre-tax, placed with 40+ reinsurers all rated A- or better.
- Company mitigated price increases via international business exit, product optimization, and multiyear agreements.

## SEC filing metadata
- accession: 0001267238-23-000035
- form_type: 8-K
- ticker: AIZ
- cik: 0001267238
- company_name: ASSURANT, INC.
- filed_at: 2023-06-22T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1267238/000126723823000035/0001267238-23-000035-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1267238/000126723823000035/aiz-20230622.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001267238-23-000035
- JSON: https://secwatch.observer/filing/0001267238-23-000035.json
- Plain text: https://secwatch.observer/filing/0001267238-23-000035.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.