{"schema_version":"secwatch.filing_event.v1","accession":"0001275101-25-000003","form_type":"8-K","ticker":"BOTJ","cik":"0001275101","company_name":"BANK OF THE JAMES FINANCIAL GROUP INC","filed_at":"2025-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.011269+00:00","generated_at":"2026-05-17T01:15:21.511817+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Bank of the James reports record Q3 EPS $0.61, NIM expands to 3.44%, assets exceed $1B","bullets":["EPS $0.61 in Q3 2025, up from $0.44 YoY; nine-month EPS $1.39 flat YoY.","Net interest income rose 10.5% to $8.30M; NIM improved to 3.44% from 3.16%.","Total assets $1.02B, loans $653.29M; nonperforming loans ratio 0.29%.","Quarterly dividend declared $0.10/share, payable Dec 5, 2025 to holders of record Nov 21, 2025.","Retired $10M capital notes in Q2 2025; book value per share $16.94, up from $14.28 at Dec 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001275101-25-000003","json":"https://secwatch.observer/filing/0001275101-25-000003.json","markdown":"https://secwatch.observer/filing/0001275101-25-000003.md","text":"https://secwatch.observer/filing/0001275101-25-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1275101/000127510125000003/0001275101-25-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1275101/000127510125000003/botj-20251028x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:15:21.511817+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}