{"schema_version":"secwatch.filing_event.v1","accession":"0001275101-26-000017","form_type":"8-K","ticker":"BOTJ","cik":"0001275101","company_name":"BANK OF THE JAMES FINANCIAL GROUP INC","filed_at":"2026-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.077182+00:00","generated_at":"2026-05-15T00:34:30.480568+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Bank of the James Q1 net income $2.77M ($0.61 EPS) vs $0.19 YoY, dividend $0.10","bullets":["Net income $2.77M, EPS $0.61, vs $842K ($0.19) in Q1 2025.","Net interest income up 13.15% to $8.73M; net interest margin 3.57% from 3.25%.","Total assets $1.06B (+4.89% YoY); deposits $956.55M (+4.92%).","Nonperforming loans down to $1.45M from $1.80M; allowance 4.28x coverage.","Board declared $0.10/share quarterly dividend, payable June 5, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001275101-26-000017","json":"https://secwatch.observer/filing/0001275101-26-000017.json","markdown":"https://secwatch.observer/filing/0001275101-26-000017.md","text":"https://secwatch.observer/filing/0001275101-26-000017.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1275101/000127510126000017/0001275101-26-000017-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1275101/000127510126000017/botj-20260428x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T00:34:30.480568+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a00f87797a6b22dcfcd0cfa7fa29ce237af78600","claim":"BANK OF THE JAMES FINANCIAL GROUP INC reported the three-month period ended March 31, 2026 results: revenue $8.73 million, net income $2.77 million, EPS $0.61 per share.","evidence_excerpt":"at December 31, 2025. \" Total deposits were $956.55 million at March 31, 2026, compared with $937.13 million at December 31, 2025. \" Net interest income increased 13.15% to $8.73 million in the first quarter of 2026 from $7.72 million in the first quarter of 2025. \" Net interest margin for the three months ended March 31, 2026 was 3.57% compared with 3.25% for","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1275101/000127510126000017/0001275101-26-000017-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three-month period ended March 31, 2026"},{"label":"Revenue","value":"$8.73 million"},{"label":"Net income","value":"$2.77 million"},{"label":"EPS","value":"$0.61 per share"},{"label":"Result","value":"reported results"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}