Bank of the James Q2 net income $3.24M, EPS $0.71; H1 net income $6.01M, EPS $1.32

BANK OF THE JAMES FINANCIAL GROUP INC

Q2 2026 net income $3.24M ($0.71 EPS) vs $2.70M ($0.60 EPS) in Q2 2025, up 20%.
First half 2026 net income $6.01M ($1.32 EPS) vs $3.55M ($0.78 EPS) in H1 2025, up 69%.
Net interest margin (tax-equivalent) improved to 3.71% from 3.44% in Q2 2025.
Loans net $686.08M, up $37M from March 31, 2026; nonperforming loans fell to $1.09M.
Quarterly dividend declared $0.10/share, payable Sept 4, 2026 to holders of record Aug 21.

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