Five Star Bancorp Q4 net income $13.3M, EPS $0.77; loans up 44% YoY

FIVE STAR BANCORP

2022-FY EPS reported $2.61

Q4 net income $13.3M (diluted EPS $0.77) vs $11.3M ($0.66) a year ago; FY net income $44.8M.
Loans held for investment grew 44.29% YoY to $2.79B; nonperforming loans ratio improved to 0.01%.
Net interest margin 3.83% (Q4) and 3.75% (FY); ROAA 1.70%, ROAE 21.50%.
Board declared $0.15/share dividend; redeemed $28.8M subordinated notes in Dec 2022.
Provision for loan losses $1.25M in Q4, $6.7M for full year; allowance $28.4M.

item 2.02 item 7.01 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

FIVE STAR BANCORP reported the three months ended December 31, 2022 results: net income $13.3 million, EPS $0.77 per diluted share.

Period: the three months ended December 31, 2022
Net income: $13.3 million
EPS: $0.77 per diluted share
Result: reported results

Exact text from the filing

Five Star Bancorp (Nasdaq: FSBC) (the “Company” or “Five Star”), the holding company for Five Star Bank, today reported net income of $13.3 million for the three months ended December 31, 2022, as compared to $11.7 million for the three months ended September 30, 2022 and $11.3 million for the three months ended December 31, 2021.

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Earnings Releases SEC 8-K Item 2.02 confidence 0.9

FIVE STAR BANCORP reported the year ended December 31, 2022 results: net income $44.8 million, EPS $2.61 per diluted share.

Period: the year ended December 31, 2022
Net income: $44.8 million
EPS: $2.61 per diluted share
Result: reported results

Exact text from the filing

Net income for the year ended December 31, 2022 was $44.8 million, as compared to $42.4 million for the year ended December 31, 2021.

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FIVE STAR BANCORP filing history →

Source: SEC EDGAR

accession 0001275168-23-000009

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