{"schema_version":"secwatch.filing_event.v1","accession":"0001275168-23-000071","form_type":"8-K","ticker":"FSBC","cik":"0001275168","company_name":"FIVE STAR BANCORP","filed_at":"2023-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:38.241987+00:00","generated_at":"2026-06-16T15:39:32.125214+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Five Star Bancorp Q1 2023 net income $13.2M, EPS $0.77; dividend raised 33% to $0.20","bullets":["Net income $13.2M ($0.77 diluted EPS) vs $9.9M ($0.58) a year ago; net interest margin 3.75%.","Total deposits grew 4.97% to $2.92B; cash & equivalents $347.9M (11.91% of deposits).","Dividend increased 33% to $0.20 per share, declared April 20, 2023.","Adopted CECL on Jan 1, 2023; allowance for credit losses $34.2M (1.19% of loans).","Nonperforming loans remain low at 0.01%; CET1 ratio 9.02%."],"urls":{"canonical":"https://secwatch.observer/filing/0001275168-23-000071","json":"https://secwatch.observer/filing/0001275168-23-000071.json","markdown":"https://secwatch.observer/filing/0001275168-23-000071.md","text":"https://secwatch.observer/filing/0001275168-23-000071.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1275168/000127516823000071/0001275168-23-000071-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1275168/000127516823000071/fsbc-20230424.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T15:39:32.125214+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4719ef1d21a7c1fe819a8309764a7d4c26748850","claim":"FIVE STAR BANCORP reported the quarter ended March 31, 2023 results: net income $13,161, EPS $0.77.","evidence_excerpt":"Net income $ 13,161 $ 13,282 $ 9,862 Basic earnings per common share $ 0.77 $ 0.77 $ 0.58","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1275168/000127516823000071/0001275168-23-000071-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2023"},{"label":"Net income","value":"$13,161"},{"label":"EPS","value":"$0.77"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}