Five Star Bancorp Q1 net income $10.6M, EPS $0.62; margin compresses to 3.14%

FIVE STAR BANCORP

2024-Q1 EPS reported $0.62

Net income $10.6M vs $13.2M YoY; diluted EPS $0.62 vs $0.77.
Net interest margin 3.14% (down 61bps YoY); efficiency ratio 44.50%.
Wholesale deposits down $183.1M (51%); non-wholesale deposits up $112M (4.2%).
Loans held for investment $3.1B (+0.73% QoQ); NPL ratio 0.06%.
Public offering of 3.45M shares closed Apr 2; dividend $0.20 declared for May 13.

item 2.02 item 7.01 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 1.0

FIVE STAR BANCORP reported the three months ended March 31, 2024 results: net income $10.6 million, EPS $0.62.

Period: the three months ended March 31, 2024
Net income: $10.6 million
EPS: $0.62
Result: reported results

Exact text from the filing

Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), today reported net income of $10.6 million for the three months ended March 31, 2024

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Source: SEC EDGAR

accession 0001275168-24-000090

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