---
schema_version: "secwatch.filing_event.v1"
accession: "0001277902-23-000090"
form_type: "8-K"
ticker: "MVBF"
cik: "0001277902"
company_name: "MVB FINANCIAL CORP"
filed_at: "2023-05-09T23:59:59+00:00"
generated_at: "2026-06-15T08:22:34.076363+00:00"
event_type: "m_and_a"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# MVB Financial and IFHI mutually terminate merger agreement; no termination fee

## Summary
- Termination due to changing market conditions and regulatory delays; no fees to either party.
- MVB will continue working relationship with Windsor Advantage, IFHI's SBA/USDA lending subsidiary.
- Merger agreement dated August 12, 2022, terminated effective May 9, 2023.
- Both companies state they are well-positioned to proceed independently.

## SEC filing metadata
- accession: 0001277902-23-000090
- form_type: 8-K
- ticker: MVBF
- cik: 0001277902
- company_name: MVB FINANCIAL CORP
- filed_at: 2023-05-09T23:59:59+00:00
- event_type: m_and_a
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 1.01, 1.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1277902/000127790223000090/0001277902-23-000090-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1277902/000127790223000090/mvbf-20230509.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001277902-23-000090
- JSON: https://secwatch.observer/filing/0001277902-23-000090.json
- Plain text: https://secwatch.observer/filing/0001277902-23-000090.txt

## Key facts
- Material Agreements
  MVB FINANCIAL CORP terminated Agreement and Plan of Merger and Reorganization with Integrated Financial Holdings, Inc. valued at Parties mutually agreed to terminate the Holdco Merger Agreement and Bank Merger Agreement; each par (effective 2023-05-09).
  - Action: termination
  - Agreement: merger
  - Counterparty: Integrated Financial Holdings, Inc.
  - Value: Parties mutually agreed to terminate the Holdco Merger Agreement and Bank Merger Agreement; each par
  - Effective: 2023-05-09
  source text: On May 9, 2023, MVB, IFHI, West Town Bank, and MVB Bank entered into a Termination Agreement (the “Termination Agreement”) pursuant to which the parties mutually agreed to terminate the Merger Agreements.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1277902/000127790223000090/0001277902-23-000090-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.