{"schema_version":"secwatch.filing_event.v1","accession":"0001277902-24-000059","form_type":"8-K","ticker":"MVBF","cik":"0001277902","company_name":"MVB FINANCIAL CORP","filed_at":"2024-05-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:17.685005+00:00","generated_at":"2026-06-01T10:28:29.322683+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"medium","headline":"MVB Financial Corp presents improving credit trends at annual meeting; NPL ratio drops to 0.33% in 2024","bullets":["Non-performing loans / total loans improved to 0.33% in 2024, down from 0.94% in 2020.","Net charge-offs / average loans were 0.23% overall in 2024, better than peer average of 0.30%.","Allowance for credit losses / total loans stood at 1.01% in 2024 vs. 1.11% for peers.","Presentation shows growth in deposits and revenue from 2020-2024, driven in part by fintech deposits."],"urls":{"canonical":"https://secwatch.observer/filing/0001277902-24-000059","json":"https://secwatch.observer/filing/0001277902-24-000059.json","markdown":"https://secwatch.observer/filing/0001277902-24-000059.md","text":"https://secwatch.observer/filing/0001277902-24-000059.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1277902/000127790224000059/0001277902-24-000059-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1277902/000127790224000059/mvbf-20240521.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-01T10:28:29.322683+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}