{"schema_version":"secwatch.filing_event.v1","accession":"0001277902-24-000114","form_type":"8-K","ticker":"MVBF","cik":"0001277902","company_name":"MVB FINANCIAL CORP","filed_at":"2024-07-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:12.445710+00:00","generated_at":"2026-05-31T15:39:19.521951+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"MVB Financial Q2 net income $4.1M; exits digital asset program, NPLs jump to 1.0%","bullets":["Net income $4.1M ($0.31 diluted EPS); exit of digital asset program reduced EPS by $0.08.","Noninterest expense down 4.2% QoQ to $28.9M; net interest margin contracted 8 bps to 3.75%.","Deposits fell 8.3% to $2.88B; noninterest bearing deposits declined 29.3% to $983.8M.","Nonperforming loans surged to $23.1M (1.0% of loans) from $7.5M (0.3%), driven by one $14.6M multifamily construction loan.","Tangible book value per share $22.70, up 1% QoQ; dividend unchanged at $0.17; capital ratios improved."],"urls":{"canonical":"https://secwatch.observer/filing/0001277902-24-000114","json":"https://secwatch.observer/filing/0001277902-24-000114.json","markdown":"https://secwatch.observer/filing/0001277902-24-000114.md","text":"https://secwatch.observer/filing/0001277902-24-000114.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1277902/000127790224000114/0001277902-24-000114-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1277902/000127790224000114/mvbf-20240729.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T15:39:19.521951+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}