{"schema_version":"secwatch.filing_event.v1","accession":"0001277902-24-000136","form_type":"8-K","ticker":"MVBF","cik":"0001277902","company_name":"MVB FINANCIAL CORP","filed_at":"2024-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:07.950779+00:00","generated_at":"2026-05-30T08:04:47.907247+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"MVB Financial Q3 net income $2.1M ($0.16 EPS); digital asset wind-down hit EPS by $0.29","bullets":["Net interest margin (FTE) 3.61%, down 14 bps QoQ; $0.3M brokered CD termination costs weighed on margin.","Payments-related deposits surged 60.8% QoQ; total deposits rose 4.1% to $3.00B.","Nonperforming loans increased to $28.6M (1.3% of loans) from $23.1M; provision for credit losses $1.0M.","Capital ratios improved: CBLR 10.9%, Tier 1 Risk-Based 14.9%; tangible book value $23.20, up 2.2% QoQ.","Total loans declined 1.6% QoQ to $2.17B; loan pipeline improved per management."],"urls":{"canonical":"https://secwatch.observer/filing/0001277902-24-000136","json":"https://secwatch.observer/filing/0001277902-24-000136.json","markdown":"https://secwatch.observer/filing/0001277902-24-000136.md","text":"https://secwatch.observer/filing/0001277902-24-000136.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1277902/000127790224000136/0001277902-24-000136-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1277902/000127790224000136/mvbf-20241030.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T08:04:47.907247+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}