{"schema_version":"secwatch.filing_event.v1","accession":"0001277902-25-000063","form_type":"8-K","ticker":"MVBF","cik":"0001277902","company_name":"MVB FINANCIAL CORP","filed_at":"2025-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.819081+00:00","generated_at":"2026-05-23T02:02:54.860706+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"MVB Financial Q1 net income $3.6M ($0.27 diluted EPS); NIM expands 20 bps to 3.66% FTE","bullets":["Net interest margin (FTE) rose 20 bps QoQ to 3.66%; net interest income up 7.1% to $26.9M.","Noninterest expense fell 14.6% QoQ to $28.7M on lower salaries and professional fees.","Loans declined 1.8% to $2.06B; deposits fell 4.1% to $2.58B; NIB deposits were 40% of total.","Nonperforming loans down 17.6% to $20.3M (1.0% of loans); net charge-offs $0.9M (0.2%).","Tangible book value per share up 2.1% QoQ to $23.85; quarterly dividend $0.17/share unchanged."],"urls":{"canonical":"https://secwatch.observer/filing/0001277902-25-000063","json":"https://secwatch.observer/filing/0001277902-25-000063.json","markdown":"https://secwatch.observer/filing/0001277902-25-000063.md","text":"https://secwatch.observer/filing/0001277902-25-000063.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1277902/000127790225000063/0001277902-25-000063-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1277902/000127790225000063/mvbf-20250430.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T02:02:54.860706+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}