---
schema_version: "secwatch.filing_event.v1"
accession: "0001277902-25-000100"
form_type: "8-K"
ticker: "MVBF"
cik: "0001277902"
company_name: "MVB FINANCIAL CORP"
filed_at: "2025-05-20T23:59:59+00:00"
generated_at: "2026-05-20T23:43:45.683225+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# MVB Financial highlights 55% payment revenue CAGR; fintech deposits grow 123% CAGR

## Summary
- Payment revenue $478K in 2024 (55% CAGR 2021-2024); avg payment deposits $7.67B (123% CAGR).
- Gross fee income from fintech banking $15.3M in 2024, up from $1.3M in 2020 (86% CAGR).
- Off-balance sheet deposits grew 31% YoY; total deposit base continues expanding.
- NPL/Total Loans 0.36% vs peers 0.51%; NCOs remain low; ACL 0.94%.
- Tier 1 leverage ratio 11.2%; tangible common equity 9.7% as of 2024.

## SEC filing metadata
- accession: 0001277902-25-000100
- form_type: 8-K
- ticker: MVBF
- cik: 0001277902
- company_name: MVB FINANCIAL CORP
- filed_at: 2025-05-20T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1277902/000127790225000100/0001277902-25-000100-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1277902/000127790225000100/mvbf-20250520.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001277902-25-000100
- JSON: https://secwatch.observer/filing/0001277902-25-000100.json
- Plain text: https://secwatch.observer/filing/0001277902-25-000100.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.