{"schema_version":"secwatch.filing_event.v1","accession":"0001277902-25-000191","form_type":"8-K","ticker":"MVBF","cik":"0001277902","company_name":"MVB FINANCIAL CORP","filed_at":"2025-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.016589+00:00","generated_at":"2026-05-17T01:35:53.000362+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"MVB Financial Q3 net income $17.1M; Victor sale $34.1M gain; repositioning to add $0.30-$0.35 EPS","bullets":["Net income $17.1M ($1.36 basic, $1.32 diluted EPS); gain on Victor sale $34.1M pre-tax.","Securities repositioning: sold $72.5M (1.7% yield), $7.6M loss; reinvested $70.8M at 5.1% yield; expects $0.30-$0.35 annualized EPS benefit.","Net interest income (tax-eq) $26.8M, up 3.1% QoQ; loan growth 4.9% to $2.26B; deposits down 1% to $2.78B.","Book value per share up 9.6% to $26.07; TBVPS up 9.7% to $25.98; completed $10M share repurchase at avg $21.15.","Provision for credit losses $4.4M (vs $2.0M prior qtr); nonperforming loans 1.2% (up from 1.0%) due to one credit."],"urls":{"canonical":"https://secwatch.observer/filing/0001277902-25-000191","json":"https://secwatch.observer/filing/0001277902-25-000191.json","markdown":"https://secwatch.observer/filing/0001277902-25-000191.md","text":"https://secwatch.observer/filing/0001277902-25-000191.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1277902/000127790225000191/0001277902-25-000191-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1277902/000127790225000191/mvbf-20251029.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:35:53.000362+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}