secwatch.observer — SEC 8-K summary
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Issuer:     MVB FINANCIAL CORP (MVBF)
CIK:        0001277902
Form:       8-K
Filed at:   2026-04-29T23:59:59+00:00
Accession:  0001277902-26-000060
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

MVB Financial Q1 net income $5.2M ($0.39 EPS); loan growth 10.3% annualized; subsequent $10M gain
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- Net income $5.2M, diluted EPS $0.39; net interest income $28.5M, NIM 3.71%, cost of funds 2.17%.
- Loan growth 2.6% QoQ (10.3% annualized) to $2.40B; total deposits $2.90B; loan-to-deposit ratio 83.0%.
- Noninterest expenses down 10.7% QoQ to $28.1M; positive operating leverage with revenues up 8.8% YoY.
- Subsequent to Q1, recognized ~$10M pre-tax gain on Fintech investment; expected to add ~$0.59 to TBV per share.
- Pre-tax, pre-provision earnings $8.5M, up from $7.6M in Q4 2025 and $5.0M in Q1 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1277902/000127790226000060/0001277902-26-000060-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1277902/000127790226000060/mvbf-20260429.htm
  HTML page:      https://secwatch.observer/filing/0001277902-26-000060

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