---
schema_version: "secwatch.filing_event.v1"
accession: "0001277902-26-000078"
form_type: "8-K"
ticker: "MVBF"
cik: "0001277902"
company_name: "MVB FINANCIAL CORP"
filed_at: "2026-07-28T20:08:34+00:00"
generated_at: "2026-07-28T20:10:32.874997+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# MVB Financial Q2 2026 net income $12.3M, EPS $0.93; loan growth 3% QoQ

## Summary
- Net income of $12.3M ($0.93 diluted EPS) vs Q1 2026; includes $10M pre-tax gain on Fintech investment.
- Loans up 3.0% QoQ to $2.48B; deposits up 7.4% to $3.11B; noninterest-bearing deposits grew 5.7%.
- FTE net interest margin expanded 43 bps to 4.16%; core FTE NIM up 14 bps to 3.87%.
- Nonperforming loans fell to 1.2% of total loans from 1.4% after resolution of largest NPL.
- Company repurchased 48,432 shares at avg $25.56; tangible book value per share $26.52.

## SEC filing metadata
- accession: 0001277902-26-000078
- form_type: 8-K
- ticker: MVBF
- cik: 0001277902
- company_name: MVB FINANCIAL CORP
- filed_at: 2026-07-28T20:08:34+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1277902/000127790226000078/0001277902-26-000078-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1277902/000127790226000078/mvbf-20260728.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001277902-26-000078
- JSON: https://secwatch.observer/filing/0001277902-26-000078.json
- Plain text: https://secwatch.observer/filing/0001277902-26-000078.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.