---
schema_version: "secwatch.filing_event.v1"
accession: "0001279569-25-000759"
form_type: "8-K"
ticker: "CWBHF"
cik: "0001750155"
company_name: "Charlotte's Web Holdings, Inc."
filed_at: "2025-07-21T23:59:59+00:00"
generated_at: "2026-05-18T05:13:01.795830+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.35
calibrated_materiality_score: 0.35
confidence: "high"
source: SEC EDGAR
---

# Charlotte's Web lends $750,000 to joint venture DeFloria at 13.25% interest

## Summary
- Principal $750,000 payable in 5 monthly tranches; first $375,000 upon execution, then $93,750 each starting Aug 1, 2025.
- Interest initially 13.25% per annum (Bank of England Base Rate + 8%), capped at 14%; non-compounded.
- Maturity on Dec 31, 2026 or earlier if DeFloria raises at least $10M in preferred equity or convertible debt.
- Loan from Charlotte's Web, Inc. to DeFloria Inc., a JV with AJNA BioSciences and BAT (BTI/BATS).
- Upon a Deemed Liquidation Event, repayment includes a 20% premium on principal plus accrued interest.

## SEC filing metadata
- accession: 0001279569-25-000759
- form_type: 8-K
- ticker: CWBHF
- cik: 0001750155
- company_name: Charlotte's Web Holdings, Inc.
- filed_at: 2025-07-21T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.35
- calibrated_materiality_score: 0.35
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1750155/000127956925000759/0001279569-25-000759-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1750155/000127956925000759/form8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001279569-25-000759
- JSON: https://secwatch.observer/filing/0001279569-25-000759.json
- Plain text: https://secwatch.observer/filing/0001279569-25-000759.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.