---
schema_version: "secwatch.filing_event.v1"
accession: "0001281761-23-000022"
form_type: "8-K"
ticker: "RF"
cik: "0001281761"
company_name: "REGIONS FINANCIAL CORP"
filed_at: "2023-04-18T23:59:59+00:00"
generated_at: "2026-06-17T00:32:39.883143+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Regions reports $41.1B total primary liquidity, ~75% of deposits insured/collateralized as of March 31, 2023

## Summary
- ~75% of total deposits ($128.5B) are FDIC insured or collateralized; 90% of retail deposits insured.
- Total primary liquidity of $41.1B including BTFP; ratio >2x to uninsured retail + non-operational wholesale deposits (3x incl. discount window).
- Deposit flows in Q1 2023 in line with expectations; March ending balances approximately flat with early March levels.
- No single depositor exceeds 1% of total deposits; average consumer NIB account balance ~$5,600.

## SEC filing metadata
- accession: 0001281761-23-000022
- form_type: 8-K
- ticker: RF
- cik: 0001281761
- company_name: REGIONS FINANCIAL CORP
- filed_at: 2023-04-18T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1281761/000128176123000022/0001281761-23-000022-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1281761/000128176123000022/rf-20230418.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001281761-23-000022
- JSON: https://secwatch.observer/filing/0001281761-23-000022.json
- Plain text: https://secwatch.observer/filing/0001281761-23-000022.txt

## Key facts
- Earnings Releases
  REGIONS FINANCIAL CORP reported FY22 results: revenue $7.2B, net income $2.1B, EPS $2.28.
  - Period: FY22
  - Revenue: $7.2B
  - Net income: $2.1B
  - EPS: $2.28
  - Result: reported results
  source text: Net Income Available to Common Shareholders $2.1B Diluted Earnings Per Share $2.28 Total Revenue $7.2B
  evidence_url: https://www.sec.gov/Archives/edgar/data/1281761/000128176123000022/0001281761-23-000022-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.