{"schema_version":"secwatch.filing_event.v1","accession":"0001281761-23-000027","form_type":"8-K","ticker":"RF","cik":"0001281761","company_name":"REGIONS FINANCIAL CORP","filed_at":"2023-04-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:38.256417+00:00","generated_at":"2026-06-16T21:11:08.321120+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Regions Q1 2023 EPS $0.62; NII record $1.4B; guides FY revenue up 6-8%","bullets":["Net income available to common $588M, diluted EPS $0.62; ROATCE 26.7%.","Net interest income record $1.4B, NIM 4.22% (+23bps QoQ).","Adjusted total revenue expected up 6-8% for FY2023; NII growth 12-14%.","CET1 ratio 9.8%; managing at or above 10% near-term; no share repurchases in Q1.","Net charge-offs 35bps; expect full-year ~35bps; ACL ratio stable at 1.63%."],"urls":{"canonical":"https://secwatch.observer/filing/0001281761-23-000027","json":"https://secwatch.observer/filing/0001281761-23-000027.json","markdown":"https://secwatch.observer/filing/0001281761-23-000027.md","text":"https://secwatch.observer/filing/0001281761-23-000027.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1281761/000128176123000027/0001281761-23-000027-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1281761/000128176123000027/rf-20230421.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T21:11:08.321120+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d4539ba7b5dc19ece9b015ef748ced1d82e31415","claim":"REGIONS FINANCIAL CORP reported 1Q23 results: revenue $2.0B, net income $588M, EPS $0.62.","evidence_excerpt":"1Q23 Reported Net Income Available to Common Shareholders $588M Diluted Earnings Per Share $0.62 Total Revenue $2.0B","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1281761/000128176123000027/0001281761-23-000027-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"1Q23"},{"label":"Revenue","value":"$2.0B"},{"label":"Net income","value":"$588M"},{"label":"EPS","value":"$0.62"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}