{"schema_version":"secwatch.filing_event.v1","accession":"0001281761-24-000040","form_type":"8-K","ticker":"RF","cik":"0001281761","company_name":"REGIONS FINANCIAL CORP","filed_at":"2024-07-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:12.455199+00:00","generated_at":"2026-05-31T18:58:38.529596+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Regions Q2: EPS $0.52, adj. revenue $1.8B; NII troughed, sees 2H growth; dividend up 4%","bullets":["Diluted EPS $0.52, net income available to common $477M; adjusted revenue $1.8B.","FTE NII $1.186B (flat QoQ); FY2024 NII guidance $4.7-4.8B, expects upper end.","Quarterly dividend raised 4% to $0.25/share; $87M in share repurchases in Q2.","Net charge-offs 0.42% annualized; FY2024 NCO guidance upper end of 40-50 bps.","Adjusted non-interest expense guided to $4.15-4.2B for FY2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001281761-24-000040","json":"https://secwatch.observer/filing/0001281761-24-000040.json","markdown":"https://secwatch.observer/filing/0001281761-24-000040.md","text":"https://secwatch.observer/filing/0001281761-24-000040.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1281761/000128176124000040/0001281761-24-000040-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1281761/000128176124000040/rf-20240719.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T18:58:38.529596+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}