---
schema_version: "secwatch.filing_event.v1"
accession: "0001281761-24-000040"
form_type: "8-K"
ticker: "RF"
cik: "0001281761"
company_name: "REGIONS FINANCIAL CORP"
filed_at: "2024-07-19T23:59:59+00:00"
generated_at: "2026-05-31T18:58:38.529596+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Regions Q2: EPS $0.52, adj. revenue $1.8B; NII troughed, sees 2H growth; dividend up 4%

## Summary
- Diluted EPS $0.52, net income available to common $477M; adjusted revenue $1.8B.
- FTE NII $1.186B (flat QoQ); FY2024 NII guidance $4.7-4.8B, expects upper end.
- Quarterly dividend raised 4% to $0.25/share; $87M in share repurchases in Q2.
- Net charge-offs 0.42% annualized; FY2024 NCO guidance upper end of 40-50 bps.
- Adjusted non-interest expense guided to $4.15-4.2B for FY2024.

## SEC filing metadata
- accession: 0001281761-24-000040
- form_type: 8-K
- ticker: RF
- cik: 0001281761
- company_name: REGIONS FINANCIAL CORP
- filed_at: 2024-07-19T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1281761/000128176124000040/0001281761-24-000040-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1281761/000128176124000040/rf-20240719.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001281761-24-000040
- JSON: https://secwatch.observer/filing/0001281761-24-000040.json
- Plain text: https://secwatch.observer/filing/0001281761-24-000040.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.