{"schema_version":"secwatch.filing_event.v1","accession":"0001281761-24-000094","form_type":"8-K","ticker":"RF","cik":"0001281761","company_name":"REGIONS FINANCIAL CORP","filed_at":"2024-10-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:07.959063+00:00","generated_at":"2026-05-30T12:44:23.135966+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Regions Q3 EPS $0.49, NII $1.22B, securities repositioning yields $75M loss","bullets":["Net income available to common shareholders $446M, diluted EPS $0.49; QoQ net income down 6.5%.","Net interest income $1.22B, up 3% QoQ; NIM 3.54%, up 3 bps QoQ.","Sold $1.3B AFS securities, realized $75M pre-tax loss; reinvested at higher market yields.","2024 guidance: NII ~$4.8B, adjusted non-interest income $2.45-$2.5B, adjusted NIE ~$4.25B.","NCOs 0.48% (48 bps), up 6 bps QoQ; full-year NCOs expected toward upper end of 40-50 bps range."],"urls":{"canonical":"https://secwatch.observer/filing/0001281761-24-000094","json":"https://secwatch.observer/filing/0001281761-24-000094.json","markdown":"https://secwatch.observer/filing/0001281761-24-000094.md","text":"https://secwatch.observer/filing/0001281761-24-000094.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1281761/000128176124000094/0001281761-24-000094-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1281761/000128176124000094/rf-20241018.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T12:44:23.135966+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}